Mortgage Solutions

In Florida and Across the USA

1

Mortgage Calculators

Calculate your mortgage payment, affordability & more

Learn more

2

Mortgage Options & Solutions

Find out which loan program is right for you

Learn more

3

Find Out How Much You Qualify For

Get pre-approved in minutes with our quick & easy app

Learn more

Tailored Mortgage Solutions

The market does not determine your success. The market dictates the strategies you need to implement for success.

You can't change the wind, but you can adjust your sails to reach the desired destination.

A prescription without a diagnosis is malpractice. There's no "one-size-fits-all" in mortgage planning and mortgage management. What are YOUR unique circumstances, fears, reservations & challenges?
Let's work together to diagnose your financial needs and craft a personalized mortgage solution that helps you achieve your real estate goals and financial freedom sooner.

Beyond the Rate:

Proper mortgage planning for home financing is a powerful tool for building wealth and achieving lasting financial security. My approach it to help you align your home loan with your broader financial goals that support your financial planning, tax objectives and cash flow needs. Hope is not a strategy.

Meet Lourdes Cuervo: Mortgage Coach
The American Dream isn't just about owning a home; it's about achieving financial freedom by paying off that home as soon as possible.
I'm Lourdes Cuervo, and I've been a dedicated professional in the mortgage industry for over 27 years
As a Certified Mortgage Planning Specialist and Mortgage Strategist, my career is devoted to empowering real estate dreams and helping clients build wealth through strategic mortgage planning.
Financing a home is one of the most significant milestones in a person's life - a process that is both a major financial transaction and a profound emotional journey.
The right mortgage loan is the foundation for a family's future.
Whether you're a first-time homebuyer in Miami, a move-up buyer in Florida, or a seasoned investor, I'm here to guide you through the financial journey.

Google Reviews

Local Insight, National Reach
Cornerstone First Mortgage LLC. is a mortgage bank licensed in 48 states. We believe in simple, effective and logical lending solutions.
We offer an extensive range of mortgage products and solutions such as Alternative Income Documentation Mortgages (Bank Statement & Profit and Loss Statement Loans with no tax return requirements), Asset Depletion mortgages (for persons with liquidity but no employment), Mortgages for Foreign Nationals (with and without income documentation), Conventional Mortgage Loans, Jumbo Mortgages, Renovation Lending Mortgages, Reverse Mortgages , Government insured FHA, VA & USDA Mortgages,
The Miami-based "Condo Lending Team" specializes in financing new construction luxury condominiums in the Miami area.
Choose Experience. Choose Expertise, Choose Your Partner in Success
Wherever your real estate goals take you, and whatever your mortgage needs may be, we're here to help you secure the funding you need. We bring renowned expertise and dedication to clients across the nation, offering an extensive range of home loan programs with competitive rates. Our goal is to deliver a solution that perfectly fits your unique financial situation.
Choose experience, choose expertise, but most importantly, choose a partner who always puts your financial needs first.
Want to attend one of our upcoming information seminars or webinars? Click below to sign-up and opt in. I will keep you in the loop.

Contact Us

4500 Biscayne Blvd. # 320
Miami, FL 33137
Phone: 305-800-LOAN
lcuervo@cfmtg.com

How Can We Help You Today?

What are your goals? We are committed to helping you reach them.

Explore Tailored Mortgage Solutions

In a real estate market flooded with conflicting information, choosing the right mortgage professional is crucial. At Cornerstone First Mortgage, we offer not just experience and expertise, but a genuine dedication to putting your financial needs first. We pride ourselves on providing clear, ethical, and strategic advice, empowering you to make informed decisions for your future.

Ready to explore tailored mortgage solutions for your home in Miami, Florida, or beyond? Contact me today to schedule a consultation or sign up for our upcoming informational seminars and webinars. Let's make your real estate dreams a reality.

What Clients Are Saying About Us!

Lourdes did an excellent work while advising me on my mortgage refinance, and I am very happy with the outcome. She is precise and very supportive in all stages of the process, helping me evaluate all the possible scenarios w/ different finance options, then helping me organize all the paper work for the application until the onboarding process with the new loaner. She is always available to help with any detail or information along the way. I definitely recommend her as the best mortgage advisor in FL.

- A. F.

Lourdes is, in my experience, the best in the business!!! Although a busy professional, she made me feel that she had all the time in the world for me . She always answered my calls, returned emails, and was on top of achieving the utmost best results! Her follow up to detail and her proactivity made this a quick and pleasant experience! I recommend Lourdes as an exceptional, thorough, pleasant and effective professional.... oh and a positive and fun person who made work seem easy. Gracias, y que sigan los exitos !!

- A. M., Miami, Florida

Lourdes on behalf of Cornerstone First Mortgage was outstanding. As a first time home buyer she walked me through all the ins and outs of everything related to qualify & being granted a mortgage. I had confidence in purchasing with her by my side as she was proactive and organized. I learned so much from her as she demonstrated years of experience and continuous research. I am very satisfied with my transaction that was assisted by Lourdes and Cornerstone. I highly recommed

- J. G., Miami, FL

Lourdes Cuervo was the complete guide of my mortgage journey, fast and proactive in every step of the road to our new home. I highly recommed Lourdes for her professional and commitment to the best work delivery

- R. P., Miami, FL

Lourdes wonderfully managed the (not so easy) process to find a new home with a lot of kindness and wisdom with her great tips. The process was smoother than expected and having her support along the way was fundamental to our family to feel confident with the decision and that we were doing a great deal.

- P. P.

Connect with Lourdes Cuervo Today!

Certified Mortgage Planning Specialist® | MortgageAdvisor-US

305-800-LOAN